ABOUT COGENT

Cogent Financial Solutions is a wealth management company created by the two directors Rob McKenzie and Alex Cave. We have previously worked together for a number of years with a leading UK advice firm.

After much research, we decided to become an appointed representative of 2plan wealth management, a large national advisory firm established in the UK in 2007. Together, we act solely on behalf of our clients with their best interests at heart at all times.

We decided that we wanted to provide our clients with an independent approach offering a diverse range of solutions from the whole of the market place. We have access to an excellent portfolio of products to meet all our clients individual needs in the following areas:

  • Savings & Investments
  • Retirement
  • Estate Planning
  • Protection Planning

Cogent Financial Solutions understands that clients can sometimes find investments quite daunting and complex so we always work hard to help them understand fully the opportunities that are available to them in a clear, logical and rational manner.

who we are

Alex Cave

Alex has more than 23 years industry experience working for leading financial names, with a broad experience of dealing with all areas of financial planning for both private and business clients. He offers a service driven financial advice proposition which crucially includes regular reviews.

 

Alex has achieved the Level 4 Diploma qualification in Financial Planning so that he can continue to deliver high quality advice for the long term.

 

Outside of work, Alex likes to spend time with his family including their dog Marnie, playing golf, watching all sports and keeping fit.

Rob McKenzie

Rob has worked in the financial services sector for over 30 years and believes that building and maintaining a trusting relationship with his clients is key to delivering a continuing, successful partnership.

 

He has worked with major UK financial organisations over the years and has built up many strong and lasting relationships with both corporate and personal clients. He believes that the clear, regular ongoing reviews over the years has meant that not only do his long standing clients stay with him but they also refer their friends and family for his services.

 

Outside of work, Rob likes spending time with his family, cycling in the lovely Vale of Belvoir and hacking around a golf course.

jo Sephton

Jo has mainly worked within the Professional Services Sector for the majority of her career.

 

Her most recent role was an Internal Customer Relationship Manager for a large Workplace System Integrator, looking after a number of their Key Clients providing them day to day support on their requirements. Jo now supports Alex and Rob in their work with clients and financial institutions, helping to ensure that Cogent’s clients receive a high-quality service.

 

Outside of work, Jo enjoys spending time with her family and friends, running and walking her dog.

THE 2PLAN 4 STEP PROCESS

Step 1 – Consultation

  • Introduction
  • Agree remuneration method
  • Review existing plans
  • Identify goals and objectives
  • Information gathering

Step 2 – Advice

  • Assess objectives
  • Research market
  • Devise investment strategy
  • Select product(s)
  • Recommendation
  • Suitability Report

Step 3 – Implementation

  • Apply to product provider
  • Complete documentation
  • Process applications
  • Policy documentation

Step 4 – Ongoing Service

  • Assess continued suitability
  • Complete a new investment risk questionnaire
  • Annual Suitability Report
  • Ongoing access to your adviser